Phillip,
I am so sorry to hear about your accident. I'd had my close calls with bad drivers, but so far, nothing too serious.
At least, if it's totalled, you will get a new car. Get the safest model out there, is my advice. It's such chore, car shopping and all, especially this time of the year.To have to go shopping for one out of the clear blue would be even worse.
I'm always get attached to my old car (oh the trips we took together). Have any idea what sort of car your going to get??
I hope matters resolve themselves in a hurry and am grateful your injuries weren't serious.
Best regards and good luck,
KARL