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Would You Allow Something Like This In Your Car To Save Money?

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David In Indy:
Pay-As-You-Go Insurance

Would you be willing to let "Big Brother" into your car in order to save money?

Pay-as-you-drive insurance policies trade off a little personal privacy for, potentially, a significant discount. Some drivers are seeing savings to the tune of 25%.

Would you opt for a program like this to save money?


Read the full article at the following link:

http://autos.aol.com/article/pay-as-you-drive

David In Indy:
I'm not sure. Although I'm a safe driver with an impeccable driving record - well that's a damn lie, but my record is pretty good - I wouldn't mind something like this in my car to save money on my insurance.

But this device seems to monitor everything including the fine quirks of your car such as tempermental brakes and sensitive acceleration which could count against you - things that are not your fault, but the fault of your car or the car's design.

It would probably be a good thing for young or inexperienced drivers. Some teenage drivers probably need some monitoring.

What do you think about it?

Kelda:
I would certainly consider it...

tampatalon:
Another Big Brother!

Lets see, the tracking starts already as the community gate records when I leave and enter my community. Then the electronic SunPass (FL) records what exit ramp I enter and exit and can even send me a ticket if the trip seems to be "to quick" between exits. Then when I get to work the electonis locks on all the department doors record my every move. Now lets not even mention the bank knows my every movement when I make purchases as I move about my day. I could go on and on with the electronic records of my life.

No, I dont want more Big Brother in my life.

TampaTalon^">

optom3:
NO WAY !!!!
Driving in Florida with its elderly, half blind. totally deaf and guess what I am going to do next drivers, I have my foot almost permanently on the brake pedal. I would have been dead by now otherwise.
They never indicate, they pull out of side roads when there is no gap, you just have to try and make one for them.They realise at the last millisecond that they needed that exit on the interstate.
I have never had to drive so defensively as I do now. It is positively hairy. I even park over 2 parking spots, as the old dears bless them, just open their door right into yours, not a care in the world !!!!
So I suspect I would not get much of a discount, more likely an even more loaded premium !!!
On several occasions I have had to accelerate through lights as I see in my rear view mirror that dolly daydream behind has no intention of stopping!!! Orange here does not mean proceed with caution, it is taken as an invitation to put pedal to the metal and floor it.
Once through the lights, they  revert back to their more regular snails pace, which of course prompts those who have not reached 3 digits age wise to take yet more hairbrained risks.
If you can drive in Florida you can drive anywhere.The streets of Paris and a 6 lane roundabout at the Arc de Triomphe, a walk in the park, mad Italians on the coast from Amalfi to Sorrento,overtaking on a blind bend with  a sheer cliff drop and  no barrier, a picnic. Hell I could probably compete in the Monaco grand prix these days.
I am on about my 4th set of brake pads though !!!   ;D   

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