I worked in a credit union.....doing personal loans and car loans
Always used to amuse me......I would get a couple come in who own their home, worked in their jobs for over ten years, who would timidly ask me if they would possibly be approved for a $10,000 loan to go on a trip or something.......
and then, I would get a 17 yr old, been in a job for a week, who would walk in, bold as brass, slap the desk, tell me he wants $20,000 to buy a "you beaut" V8 car that a mate is selling him cheap, and that he needs the money "yesterday" and how soon can he get it, and where does he sign........
I used to have a standard answer ........I would say........"See that man sitting in the Loans Manager's office.....does he have a white beard, and is he wearing a red suit?"........
I have a lot of funny stories from doing that job......bet you do too......