Money-saving tips!

[mvansand76]

DO YOU HAVE ANY??

[LauraGigs]

My husband & I go by this one idea: pay as little interest as you can.  Interest is just money down the tubes, to a bank. We pay our credit cards in full, etc.

If you have something like car insurance where they cut the premium if you pay it all at once (instead of in installments), do that.  If you have a big doctor's bill, you can talk to his/her office about doing that too.

[mvansand76]

I remember that Oprah episode where she dedicated a whole show to money-saving tips, does anybody remember that?

[David In Indy]

Use coupons! Many grocery stores around here will double and sometimes even triple the value of a coupon. I've sometimes saved as much as 50% on my grocery bill just using coupons.

Also change your incandescent light bulbs to florescent ones. They are more expensive, but they last a very long time and you will save on your electric bill.

Change the filters in your central air conditioning. Clogged filters will force your a/c to work harder and use more electricity.

Keep the oil changed in your car, and keep it tuned up. Your gas mileage will improve, and you will fill up less often.

[David In Indy]

I remember that Oprah episode where she dedicated a whole show to money-saving tips, does anybody remember that?

I don't think I saw that show. Maybe they will repeat it sometime soon. 

[mvansand76]

Use coupons! Many grocery stores around here will double and sometimes even triple the value of a coupon. I've sometimes saved as much as 50% on my grocery bill just using coupons.

Also change your incandescent light bulbs to florescent ones. They are more expensive, but they last a very long time and you will save on your electric bill.

Change the filters in your central air conditioning. Clogged filters will force your a/c to work harder and use more electricity.

Keep the oil changed in your car, and keep it tuned up. Your gas mileage will improve, and you will fill up less often.

LOL! I can only use one of your tips! We don't have coupons (but I do always buy things on promotion), we don't have air conditioning, and we don't have a car! But that's just me, I bet there will be enough people for whom these tips are very useful... Thanks!

 

[Kelda]

I use screenscrapers for everything wherever possible!

Holidays:

http://www.holidaybargaindeals.co.uk/

www.icelolly.co.uk

www.holiday.co.uk

http://www.holidaydiscountcentre.co.uk

http://www.holidaymania.co.uk

http://www.holidays-direct.co.uk/

http://www.directholidays.co.uk

http://www.holidayhypermarket.co.uk/index.aspx?newPage=True

http://www.traveljungle.co.uk/
 

Screenscrapers
For the cheapest European flights 
Travelsupermarket
Skyscanner
Kelkoo
Momondo
Sidestep
Mobissimo
Kayak
Foundem

 
Flight Brokers
For long-haul and Flight/Hotel combinations 
Ebookers
Travelocity
Expedia
Lastminute.com
Opodo

 
Hotel Brokers
 
Laterooms
Hotelpronto
Hotels.co.uk
Bedbookers
Octopus Travel

 
Overseas Car Hire
 
Travelsupermarket
Autoreservations

When booking hotels, if you see a decent offer, you can check customer reviews of hotels advertised at:

http://www.tripadvisor.com

http://www.holidaywatchdog.com

[Ellemeno]

What are screenscrapers?

[Kelda]

basically website that check lots of other websites for the best deals - saves you using lots of different ones.

[Wishes]

Be content with what you have. I watch a lot of HGTV. People spend thousands of dollars to update everything. They can't live with that 70s kitchen or bathroom. Well I can. Everything does not need to be perfect. A place can still be made a home on the cheap.

I was raised to not buy on credit. I pay off my credit card every month. Usually from internet (Amazon) shopping.

I'm planning for retirement so I'm really working on saving money. I do need my book, movie and crafting supplies allowance though. 

But I think it's just trying to live as simply as possible and not worry about what others have.