True. My husband was the opposite, until I asked him one day if he was just planning to sit on all that money in the bank like it was a big egg. We still loathe being in debt because we both grew up with parents who always were and it scared the hell out of us, but we don't keep giant sums of money in the bank anymore.
The person below me tends to be a bit of a procrastinator about things like... packing for trips.